How To Save On Auto Insurance

One of the main considerations most of us take into account when shopping for automobile insurance is, of course, cost. No one wants to pay more for a auto insurance if you can get it for less, right? Isn’t that the American way? With that in mind, let’s explore some of the things you can do to keep your auto insurance costs as low as possible.

By far the biggest single factor in keeping your auto insurance rates as low as they possibly can is a clean driving record. Period. If you’ve had an accident or moving violation in the last three years, your auto insurance rates are going to go up. In some cases, even if you are involved in an accident, your auto insurance company is probably going to hike those rates up noticeably.

The Accenture Business Intelligence Solution for Insurance

Every day, senior executives in the insurance industry must make complex, business-critical decisions that take into account a wide array of performance metrics and market intelligence. Facing rigorous regulation and complex information-rich value chains, insurance companies have an absolute need for detailed, granular knowledge of what is happening in their operations, together with an ability to analyze this information in real time to investigate specific events, emerging trends and future what-if scenarios.

In many cases, the difficulty of achieving world-class business intelligence (BI) in insurance is compounded by insurers’ legacy information assets. At the same time, ongoing change in consumers, competition and capabilities means insurance businesses face growing pressure to break down their traditional, rigid information silos.

How to Select a Health Insurance Plan

Health insurance is a necessary item for all individuals regardless of overall health. At any given time we as humans are susceptible to injury or illness and should the time come when we are in dire need of health care, we should not have to be faced with the choice of suffering through pain and discomfort because we cannot foot the bill for a trip to the emergency room or urgent care. However, it is also important to understand that not all health plans work in the same way.

Some insurance terms that you should understand:
Copay: A small fixed amount required by a health insurer to be paid by the insured for each outpatient visit or drug prescription. Copays differ in amount from policy to policy and the most common form of copayment is for an office visit to see the doctor. Copayments also apply for outpatient procedures like same-day surgeries, emergency room visits, and as mentioned above, prescriptions.

Visitors Insurance For The United States Traveler

Like your prescription medicine, you should never forget your US Visitor insurance if you are traveling to the United States. Like it or not, you will never know when or where in the US a medical emergency can strike you. And if you are not prepared, it can cost you a lot and dampen an otherwise lively vacation.

What is US Visitor insurance?
It is just like any other health insurance product. It covers a recipient’s health care costs including hospitalization, surgery, intensive care, and even prescription drugs. As the name implies, a US Visitors Insurance is very specific to US visitors. Unless if you are traveling on business, tourist, or student visa; you cannot qualify for any plan. With this type of insurance, the insurance company directly pays the doctor and the hospital.

How To Buying Auto Insurance On the Internet

Auto insurance agents, some say, are a dying breed. Nowadays, auto insurance is one of those service businesses that are becoming more and more dominated by Internet providers.

As a matter of fact, there's some question whether auto insurance agents are needed at all anymore. Do you really want to spend your Saturday morning visiting an auto insurance office to get pitched on a single car insurance company's policy when you can buy auto insurance online any time - weekends, evenings, etc. Not only that, but buying auto insurance online enables you to compare the offerings of several companies side-by-side in terms of policies and premiums. What's more, you can buy the policy online (in most states), and even file claims on the Web.

Five Most Expensive Mistakes that CFO’s Face When Reviewing Insurance Options

Five Most Expensive Mistakes that CFO’s (Businessowners, CEO's, COO's and Board Members too) Face When Reviewing Insurance Options.

CFO’s we speak with are frustrated with the way in which their insurance program is handled. They get quotes at the last minute… they don’t have time to thoroughly evaluate what they are getting… they don’t fully understand the coverage especially the exclusions and how they may affect a loss… they are not certain that they are getting the “best” deal available… they are not even certain that their current insurance relationship has their best interest in mind, especially for the long haul.
Let’s take a look at a few statistics:

According to a recent report of nearly 400 CFO’s and Treasurer’s of some of the world’s major corporations called the “Protecting Value Study” from the commercial and industrial property insurer FM Global, the Financial Executives Research Foundation, and the National Association of Corporate Treasurers (NACT) found that 85 percent of the respondents indicated that they view risk management as an investment. In particular, they do so because they believe that it protects their business continuity; as a result, they believe there is a realized return on investment. We too believe that an insurance & risk management program should be geared to a greater return on investment and you don’t have to be a major corporation to get a better return. The question is how do you accomplish that goal?

Getting Health Insurance Before Leaving Your Job

One of the biggest concerns and stumbling blocks a lot of Future Retiries have and make is in the area of getting Health Insurance. Now, your needs will vary and change due to having a family or being single...

Although the cost of health insurance is continually rising, it is something that most individuals and families cannot afford to go without. So it’s important to understand the different types of health insurance that are available to you, so you can choose the right health insurance policy that fits your budget.