How To Save On Auto Insurance

One of the main considerations most of us take into account when shopping for automobile insurance is, of course, cost. No one wants to pay more for a auto insurance if you can get it for less, right? Isn’t that the American way? With that in mind, let’s explore some of the things you can do to keep your auto insurance costs as low as possible.

By far the biggest single factor in keeping your auto insurance rates as low as they possibly can is a clean driving record. Period. If you’ve had an accident or moving violation in the last three years, your auto insurance rates are going to go up. In some cases, even if you are involved in an accident, your auto insurance company is probably going to hike those rates up noticeably.

Buying Auto Insurance On the Internet (Online)

Auto insurance agents, some say, are a dying breed. Nowadays, auto insurance is
one of those service businesses that are becoming more and more dominated by Internet providers.

As a matter of fact, there's some question whether auto insurance agents are needed at all anymore. Do you really want to spend your Saturday morning visiting an auto insurance office to get pitched on a single car insurance company's policy when you can buy auto insurance online any time - weekends, evenings, etc. Not only that, but buying auto insurance online enables you to compare the offerings of several companies side-by-side in terms of policies and premiums. What's more, you can buy the policy online (in most states), and even file claims on the Web.

Indian Insurance from Underwriters perspective

Insurance companies in India are clearly divided into 2 part (again a British Legacy) – a) The Life Insurance, covering the Life of an individual or group. Any thing that does not fall into this category falls into b) Non-life Insurance. There is also a 3rd group or the so called a gray area, where both Life and Non-life Insurance Companies compete now. It is Health Insurance & Credit Insurance.

Underwriters of Insurance companies have traditionally ruled the market before
liberalization, since it was Seller’s Market. LIC for Life Insurance and 4 sisters from Non Life Companies (All Govt. owned) served the market for over 3 decades. It is amazing to see, how much the Indian Insurance canvas has changed now. In flat 6 years of active liberalization, we now have more than 30 Insurance Companies, competing and working hard over-time to garner, bigger share of growing USD 20.00 billion market. Interesting to see, that the lion share of the market is still with the past leader only i.e.

How To Buying Auto Insurance On the Internet

Auto insurance agents, some say, are a dying breed. Nowadays, auto insurance is one of those service businesses that are becoming more and more dominated by Internet providers.

As a matter of fact, there's some question whether auto insurance agents are needed at all anymore. Do you really want to spend your Saturday morning visiting an auto insurance office to get pitched on a single car insurance company's policy when you can buy auto insurance online any time - weekends, evenings, etc. Not only that, but buying auto insurance online enables you to compare the offerings of several companies side-by-side in terms of policies and premiums. What's more, you can buy the policy online (in most states), and even file claims on the Web.